Whether or not auto insurance follows the car or the driver is a common question and also a commonly misunderstood scenario. Will coverage extending from a business prevent an employee from being sued individually? Borrowing A Car Equals Borrowing Car Insurance Too Car Insurance The Borrowers Insurance Coverage under the endorsement would come into play in the event the individual designated in the endorsement (including his or her resident. Who needs drive other car coverage . You do not necessarily need to take out a policy in your name. The short answer is no. Drive other car insurance is auto insurance protection for people who need to drive a car borrowed or rented from a third party. The standard iso endorsement for use with the business auto, garage, motor carrier, or. It is designed to cover the employee, his or her spouse. A drive other car coverage (broadened coverage for named individuals) endorsement is commonly used when an executive officer, for example, does...